Key information

🔎 Fund Overview

Heritage Oaks Bancorp operates as the holding company for Heritage Oaks Bank that provides banking products and services to small and medium sized businesses, and consumers in California. It offers various deposit products, including personal and business checking and savings accounts, time deposit accounts, individual retirement accounts, health savings accounts, and money market accounts, as well as certificates of deposit. The company also provides real estate secured loans comprising loans that are secured by commercial real estate, multi-family, farmland, and one-to-four family residential properties, as well as home equity lines of credit; construction and land loans; commercial and industrial, agriculture, and other commercial purpose loans; and installment loans, revolving credit plans, and credit card balances, as well as residential mortgages and other consumer loans. In addition, it offers online banking, mobile banking, wire transfers, safe deposit boxes, bank-by-mail, remote deposit capture, night depository, and other customary banking services, as well as cashierís and travelers checks. As of December 31, 2015, the company operated two branch offices each in Paso Robles and San Luis Obispo; and single branch offices in Atascadero, Templeton, Cambria, Morro Bay, Arroyo Grande, Santa Maria, Goleta, and Santa Barbara, as well as a single loan production office in Ventura/Oxnard. Heritage Oaks Bancorp was founded in 1983 and is headquartered in Paso Robles, California.